OUR SERVICES
Why Loan Process with Aruwi FinCorp
Aruvwi FinCorp is not just a Financial Advisors, but we help you get a loan without any efforts for our Customers
We at Aruvwi FinCorp are a team of experts and ex-bankers who have been serving numerous clients since last 8+ years.
We specialize in consulting for Home loans, Mortgage loans (also known as Loan Against Property) and Personal Loan. There are numerous lenders in market offering loans like Banks, NBFC’s (Non-Banking Financial Company) and HFC’s (Housing Finance Company).
When you require a loan it is very essential that your requirement matches the offering or product of the lender. Not every product of a Bank will exactly match your requirement. Above that if your keep applying to the wrong bank your Credit score will go on decreasing also you will have to pay for application fee at every bank you apply.
We at Aruvwi FinCorp help you get your loan processed at Bank which is best suitable for you.
So Sit back and relax. Fill up the enquiry form to your right. Get the best loan rates from our advisor on a phone call.
· Guaranteed Instant loan advice.
· FREE SERVICE. We do not charge anything from our customers.
· Team of Ex Bankers with experience of more than 8+ years
· Transparent processing
· All process from your Doorstep.
· Documentation Assistance for speedy disbursal
· We help you choose the best offering from Banks.
· Post Disbursal assistance.
Fast & Easy Application Process
Loan Against Property Enquiry Form
Fill up the Enquiry form carefully for loan against property.
FREE consultation call from loan experts
Our loan experts will call you to know your needs.
Check with banks for offerings on loan against property
Check with Bank for loan offerings particulars
Document processing to file the respective loan
Documents will be collected from your home to file the loan!
Wait for the Bank to Approve
Eligibility Criteria
1. Income
Your current Income is one of the main factors to decide your loan Eligibility. Be it a Salaried person or Self Employed, your salary slip & your Profit & Loss statement is going to decide your loan amount.
2. Employment / Business
Work Experience of at least 1 year is required. For Self Employed person business vintage of at least 2 years in required. These norms differ from financier to financier.
3. Current Obligations
Any EMI currently being paid monthly is going to be taken into consideration and will have to be reduced from your current income.
4. Credit history
A good credit history always helps to process your loan faster.
5. Value of the property
There are various financiers who fund 75% to 100% of your property value. Your agreement value differs from the market value of property.
6. Age of the borrower
Minimum age of borrower has to be 21 and maximum can be 70.
Documents Required
For Salaried Person
We at Aruvwi FinCorp help you to file your loan application at the best rate of Interest. Please arrange for Hard copies of following Documents. We will collect it from your place/office once ready.
· PAN Card, Aadhar card for both Applicant and Co-applicant
· Address proof (Registered Rent agreement, Passport, Electricity bill, Gas connection Bill or any utility bill.)
· Last 6 months Salary slips
· Last 6 months Bank statement (Salary account)
· Form 16 for last 2 years
· 2 photographs each
· If any current obligation Sanction letter/ Statement of Loan will be required
· Bank statement account from where EMI is paid will be required
For Self Employed Person
We at Aruvwi FinCorp help you to file your loan application at the best rate of Interest. Please arrange for Hard copies of following Documents. We will collect it from your place/office once ready.
· PAN Card, Aadhar card for both applicant and co applicant
· Address Proof (Registered Rent agreement, Passport, Electricity bill, Gas connection Bill or any utility bill)
· Registered Rent agreement, Passport, Electricity bill, Gas connection Bill or any utility bill.
·
Sole Proprietorship firm
Partnership firm
Private LTD/LLP/OPC
Shop Act Certificate.
OR
NOC from Gram panchayat.
Partnership Deed.
Firm Current address proof.
PAN card of firm.
Incorporation Certificate.
AOA, MOA.
Firm Current address proof.
· If any current obligation Sanction letter/ Statement of Loan will be required.
· Bank statement account from where EMI is paid will be required.
· 1 year Current account Bank Statement.
· 3 years ITR with Computation of Income, Profit Loss statement, Balance sheet. If firm is audited, then audit report also required.
Aruvwi FinCorp is not just a Financial Advisors, but we help you get a loan without any efforts for our Customers
We at Aruvwi FinCorp are a team of experts and ex-bankers who have been serving numerous clients since last 8+ years.
We specialize in consulting for Home loans, Mortgage loans (also known as Loan Against Property) and Personal Loan. There are numerous lenders in market offering loans like Banks, NBFC’s (Non-Banking Financial Company) and HFC’s (Housing Finance Company).
When you require a loan it is very essential that your requirement matches the offering or product of the lender. Not every product of a Bank will exactly match your requirement. Above that if your keep applying to the wrong bank your Credit score will go on decreasing also you will have to pay for application fee at every bank you apply.
We at Aruvwi FinCorp help you get your loan processed at Bank which is best suitable for you.
So Sit back and relax. Fill up the enquiry form to your right. Get the best loan rates from our advisor on a phone call.
· Guaranteed Instant loan advice.
· FREE SERVICE. We do not charge anything from our customers.
· Team of Ex Bankers with experience of more than 8+ years
· Transparent processing
· All process from your Doorstep.
· Documentation Assistance for speedy disbursal
· We help you choose the best offering from Banks.
· Post Disbursal assistance.
Fast & Easy Application Process
Loan Against Property Enquiry Form
Fill up the Enquiry form carefully for loan against property.
FREE consultation call from loan experts
Our loan experts will call you to know your needs.
Check with banks for offerings on loan against property
Check with Bank for loan offerings particulars
Document processing to file the respective loan
Documents will be collected from your home to file the loan!
Wait for the Bank to Approve
Eligibility Criteria
1. Income
Your current Income is one of the main factors to decide your loan Eligibility. Be it a Salaried person or Self Employed, your salary slip & your Profit & Loss statement is going to decide your loan amount.
2. Employment / Business
Work Experience of at least 1 year is required. For Self Employed person business vintage of at least 2 years in required. These norms differ from financier to financier.
3. Current Obligations
Any EMI currently being paid monthly is going to be taken into consideration and will have to be reduced from your current income.
4. Credit history
A good credit history always helps to process your loan faster.
5. Value of the property
There are various financiers who fund 75% to 100% of your property value. Your agreement value differs from the market value of property.
6. Age of the borrower
Minimum age of borrower has to be 21 and maximum can be 70.
Documents Required
For Salaried Person
We at Aruvwi FinCorp help you to file your loan application at the best rate of Interest. Please arrange for Hard copies of following Documents. We will collect it from your place/office once ready.
· PAN Card, Aadhar card for both Applicant and Co-applicant
· Address proof (Registered Rent agreement, Passport, Electricity bill, Gas connection Bill or any utility bill.)
· Last 6 months Salary slips
· Last 6 months Bank statement (Salary account)
· Form 16 for last 2 years
· 2 photographs each
· If any current obligation Sanction letter/ Statement of Loan will be required
· Bank statement account from where EMI is paid will be required
For Self Employed Person
We at Aruvwi FinCorp help you to file your loan application at the best rate of Interest. Please arrange for Hard copies of following Documents. We will collect it from your place/office once ready.
· PAN Card, Aadhar card for both applicant and co applicant
· Address Proof (Registered Rent agreement, Passport, Electricity bill, Gas connection Bill or any utility bill)
· Registered Rent agreement, Passport, Electricity bill, Gas connection Bill or any utility bill.
·
Sole Proprietorship firm
Partnership firm
Private LTD/LLP/OPC
Shop Act Certificate.
OR
NOC from Gram panchayat.
Partnership Deed.
Firm Current address proof.
PAN card of firm.
Incorporation Certificate.
AOA, MOA.
Firm Current address proof.
· If any current obligation Sanction letter/ Statement of Loan will be required.
· Bank statement account from where EMI is paid will be required.
· 1 year Current account Bank Statement.
· 3 years ITR with Computation of Income, Profit Loss statement, Balance sheet. If firm is audited, then audit report also required.
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